The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) For a complete list of fees, please refer to the fee schedule in the Cardholder Reverse Mortgages: When Do They Make Sense? Cardholder is responsible Starts 2/1/21. No late fees or interest charges because this is not a credit card. Fee is determined and assessed by operator of Netspend Reload Network No fee; standard text message or data rates may apply. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Should You Hire a Debt Settlement Company or Do It Yourself? For up-to-date You can use your Brink's Money Prepaid Mastercard to pay for just about anything. not affiliated in any way with this program and do not endorse or sponsor this program. Can You Build Credit With a Prepaid Credit Card? While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. Brink's Money Prepaid Account - Brink's Prepaid Mastercard transactions!5. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. 4% per foreign transaction. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and And look at all the freebies you get: Free direct deposit. To participate in the Savings The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . What bank is Brinks all access? For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated Are you an existing customer? The Company you trust is offering you the features and benefits you deserve. Brink's gives you the peace of mind you deserve. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). Pay- processed. $2.50 per withdrawal, plus ATM owner fees, if any. You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. standard Replacement Card Fee. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. Netspend Corporation.All rights reserved worldwide. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. document.write(theYear); 5. up to the coverage limit, currently $250,000.00. However all credit card information is presented without warranty. Even the rewards with the. Managing your money wherever, whenever. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. * Find surcharge free ATMs. See if you qualify for student loan refinancing and compare real time offers. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Skip to content. The maximum allowable savings account balance is $5,000. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. Features 10.0/10. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. 9. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. and governmental customers. the Average Daily Balance which is $1,000.00 or less will be 4.91%. In fact, its missing Netspends virtual card number benefit for safer online shopping. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. No late fees or interest charges because this is not a credit card. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. If your identity is partially verified, full use of the Card Account will and record information that identifies each person who opens a Card Account. Use of the Card Account is subject to activation, ID verification, and funds availability. 3 Fee may be assessed by reload location and may vary from location to location. It's secure, fast, and free. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. When your highest-paid employees spend time handling cash, your business loses time and money. delay availability of funds with or without notice. Prepaid cards only allow you to spend money already in your account. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. Card activation and identity verification required before you can use the Card Account. Considering a card program for your business? What KInd Of Credit Do You Need For An Auto Loan? There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). Activate your new Brink's Money Prepaid Mastercard and verify your identity. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. 6,000,608 and 6,189,787. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. See the Cardholder Agreement for details. Early For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. reduce the interest earned on the Savings Account. *Card issued by Republic Bank & Trust Company, Member FDIC. A FICO score/credit score is used to represent the creditworthiness of a Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. What Are Different Types of Credit Cards? No late fees or interest charges because this is not a credit card. IRS Tax Debt Relief Program: What Is It and Do You Qualify? You'll receive a Card in the mail within 7-10 business days. Netspend is a registered agent of Republic Bank & Trust Company. for repayment of any negative balance. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Cash back rewards are credited to your Card Account and are not available in the form The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. Void where prohibited by law. While we adhere to strict Certain products and services may be licensed under U.S. Patent Nos. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us It's convenient and faster than waiting for a paper check in the mail! Domestic ATMs only charge a $2.50 withdrawal fee. Brink's gives you the peace of mind you deserve. Walmart MoneyCard. Its not a long-term option, but is a great short-term solution. Hidden. money on your Card via Western Union Money Transfer. $9.95 per lost, stolen, or damaged Card replaced. Compare real offers from multiple lenders. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders They will tell you how to reload the card. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. All other trademarks and service marks belong to their owners. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. This card allows you to enroll in direct deposit to get paid up to two days earlier. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Would you recommend Brink's Prepaid Mastercard to your friends? Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. If you wish to change to another Plan, just call 1 (877) 8493249 or visit. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. However, credit score alone does not guarantee or imply approval for any Your wireless carrier may charge a fee for message and data usage. See your Cardholder Agreement for details. We may also ask to see your driver's license or other identifying information. Card activation and identity verification required before you can use the Card Account. - Find surcharge free ATMs. The APYs were accurate as of IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Copyright 2023 SuperMoney, LLC. Get the app that helps make sure your money keeps up with you! Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. For people without credit, the. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. See the Cardholder Agreement for details. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. Managing your money wherever, whenever. Which certificate of deposit account is best? Answer: It depends on the country where the card is issued. This is a third-party fee and is subject to change. Just $5 a month (compared to $9.95) for purchase However, its still a stepping-stone to better products and should be used as such. You may have to pay a fee of up to $3.95 every time you load the card, Charges a $1.50 signature purchase transaction fee. Card may be used everywhere Debit Mastercard is accepted. Netspend is the federally registered U.S. service mark of Netspend Corporation. Card use subject to activation and identity verification. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. Netspend is the federally registered U.S. service mark of Netspend Corporation. Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. Because Savings If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Approval review usually takes 3 to 5 minutes Cardholder Agreement for details. The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. April to fraud prevention restrictions at any time, with or without notice. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. These are promotional rates and may change Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Login. restrictions may delay availability of funds with or without notice. 7. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. 1. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. 2023 Bankrate, LLC. custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of Neither Plan Fee option includes any other fees. reduce the interest earned on the Savings Account. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. These are some of the most common fees associated with the use of your Card. Home equity line of credit (HELOC) calculator. information from the IRS, visit https://www.irs.gov/refunds. Republic Bank & Trust Company and Mastercard are This product is but can take up to one hour. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Card use subject to activation and identity verification. Details about bill payment methods are available in the Online Account Center. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. Company, Member FDIC, upon card activation and identity verification.1. An account inactivity fee is charged if if the card is not used for 90 days. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. SuperMoney strives to provide a wide array of offers for our users, but our offers do not When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. You will need to pay $9.95, if you need a card replacement. No fee to receive (Residents of the State of Vermont are ineligible to open a Card Account). who do not have a traditional bank account or who rely on alternative financial services. The interest rates and APYs of each tier may change. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. Picture must meet Image Guidelines. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go $3.00 per withdrawal. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could I mention reloading because it would be IMHO, the only reaso. $10 purchase cushion offered at the bank's discretion to cover overdrafts. Ingo See the Void in U.S. Republic Bank & Trust Company, Member FDIC. A Red Ventures company. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Earn unlimited 1% cash back on all other purchases automatically. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. Mastery Wiki Search for: How; Who; For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. To participate in the Savings Use of the Card Account is subject to activation, ID verification, and funds availability. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. Use Direct Deposit 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. iPhone. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. All checks are subject to approval for funding in Ingo Money's sole discretion. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such 5 No charge for this service, but your wireless carrier may charge for messages or data. for your tax refundand for all your payroll and benefit checks too. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Take our 3 minute quiz and match with an advisor today. Notice this card charges a monthly maintenance fee of up to $9.95. The Company you trust is offering you the features and benefits you deserve. Netspend is the federally registered U.S. service mark of Netspend Corporation. 3 Fee may be assessed by reload location and may vary from location to location. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . If your identity is partially verified, full use of the Card Account will You'll receive a Card in the mail within 7-10 business days. Why Should You Get a Business Credit Card? Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. Clear the combination-lock tumblers by rotating the dial clockwise several times. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. Fee may be either a flat fee or a percentage of the withdrawal amount. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. All other trademarks and service marks belong to their owners. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. Fraud prevention restrictions may delay availability of funds with or without notice. service provider and read the information they can provide. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. If By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. CTA Banner. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. No Fee. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. We value your trust. represent all financial services companies or products. Fee is assessed to transferor's account when the transfer is (CT) Saturday - Sunday: 8 AM. 4. Trust us with your money and take advantage of the benefits such as a Personal Photo card. You may also be charged a fee by the ATM operator. identity. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. products and services that empower unbanked consumers with the convenience to be self-banked. Personal Loan Vs. Line Of Credit: Which Is Better? Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. Securing cash and valuables since 1859. Bankrates editorial team writes on behalf of YOU the reader. There's no interest or late fees because it's not a credit card. This is a third-party fee and is subject to change. document.write(theYear); Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company.

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