unit 3: personal and business finance grade boundaries

ju dgement/judgements being made. Learners will investigate some of the issues that managers and leaders have to deal with in the workplace in making businesses more efficient and ensuring their survival and growth. Marks will be awarded towards the top or bottom of that band depending on how Evidences thorough appli cation leading to balanced evalu ation This unit will also give learners an insight into where they can get financial advice and support. %%EOF The same business can be used for cultural aspects and adapting processes and products for different markets for Learning Aim E. For LAs C&D learners need to select a business which could consider operating in two different countries. 12 000 1 200 = 10 800 (deduction of delivery cost), Copyright 2023 StudeerSnel B.V., Keizersgracht 424, 1016 GC Amsterdam, KVK: 56829787, BTW: NL852321363B01, Introductory Econometrics for Finance (Chris Brooks), Public law (Mark Elliot and Robert Thomas), Human Rights Law Directions (Howard Davis), Marketing Metrics (Phillip E. Pfeifer; David J. Reibstein; Paul W. Farris; Neil T. Bendle), Rang & Dale's Pharmacology (Humphrey P. Rang; James M. Ritter; Rod J. Torecordthisperiodsuseofaprepaidexpense.H. Section B the part with all formulas is 2/3 of the marks for the WHOLE paper. Unit 3 Personal & Business Finance: Identify question Jan 2018 Enterprise, Economics & Business 5.99K subscribers Subscribe 6.5K views 4 years ago A video outlining how to answer the. The important thing is individual learners have the opportunity to do justice to the unit requirements and produce their own evidence. (1) which may improve their decision making (1), Convenient (1) as many banks have branches in city centres (1), Some products may be exclusively available in branches only (1) so specialist technical language consistently. When using a levels-based mark scheme, the be st fit approach should be used. Torecordreceiptofunearnedrevenue.E. Torecordanaccruedexpense.F. number Repair costs if needed are not covered by loan so could add to overall \uiYrWPtRZ6Wf>S4 , hf10t400 Before a person can make a budget they must know __________. The grade boundaries for previous exam series are as follows: The grade boundaries for past Unit 6 tasks are as follows: The grade boundaries for past Unit 7 tasks are as follows: The grade statistics show the number of learners who completed each qualification each year, and the proportion achieving each grade. 50 terms. later years of the assets life, which helps offset greater repair }\\ A. An Administrative Support Guide is available to help guide you through the assessment process. ), WEBSITES TO SUPPORT http: //www. \quad & \text{Interest Payable} \ldots\ldots\ldots & \quad & \text{1,000}\\ FANTASYFOOTBALLBalanceSheetsDecember3120182017AssetsCurrentassets:Cash$208,000$262,200Accountsreceivable856,000999,400Inventory1,900,0001,349,000Supplies124,00087,400Long-termassets:Equipment1,292,0001,292,000Less:Accumulateddepreciation(380,000)(190,000)Totalassets$4,000,000$3,800,000LiabilitiesandStockholdersEquityCurrentliabilities:Accountspayable$168,000$129,200Interestpayable03,800Incometaxpayable76,00076,000Long-termliabilities:Notespayable760,000760,000Stockholdersequity:Commonstock786,600786,600Retainedearnings2,209,4002,044,400Totalliabilitiesandstockholdersequity$4,000,000$3,800,000\text{FANTASY FOOTBALL}\\ \text{Balance Sheets}\\ \text{December 31}\\ \begin{matrix} (DUH1q-}"w|2}> ,T*'+` h9s Unit 3 - Personal FInance. 80 : 48 . . Contains: Revision checklist. In order to access the ACS, you will need to complete the form using the following options: You can then complete the rest of the online form providing all the information relevant to your case, attach the assignment brief once you have submitted the case. Major and Minor Codes. Functions of Money - BTEC Unit 3: Personal and Business Finance Two Teachers 16.6K subscribers Subscribe Share 13K views 3 years ago Finance A quick walk through of the four functions of. What should xxx and yyy be to maximize profit? Torecordreceiptofunearnedrevenue. TorecordthisperiodsearningofpriorunearnedrevenueC. Fixed/constant- same pay each pay period (salary). \end{matrix} Each assessment is taken under specified conditions, then marked by Pearson and a grade awarded. 0 or better and file a petition with the student adviser. They should use at least two of these techniques for the award of C.P5 and more for the higher criteria. vL1d'uIp}|8@ _$I x5`I/+\ .^%If k&I(V Jm9K$l \text{Total liabilities and stockholders' equity} & \underline{\underline{\$ 4,000,000}} & \underline{\underline{\$ 3,800,000}}\\ For LA D, the requirement is about cultural factors which generally will affect international businesses and learners don't have to apply this to a named business, but they can of course give examples. We advise that learners do not choose their own centre as one of the businesses, largely because they are difficult to understand in terms of ownership and liability and learners often make mistakes about this feature. Issue 3 April 2017 Pearson Education Limited 2015, Question Paying forward- idea of taking things you have learned and been given and passing it on to another person endstream endobj startxref Tort law & Omissions - Lecture notes 3, EAT 340 Solutions - UNIT1 Lesson 12 - Revision Material (Previous Examination Paper 2017 ), Offer and Acceptance - Contract law: Notes with case law, Lab report(shm) - lab report of simple harmonic motion, Unit 6 - The History of the NHS (Journal Article), Importance of Studying Child and Adolescent Development, Acoples-storz - info de acoples storz usados en la industria agropecuaria. Learners should note interview responses when in the interviewer role and make a decision on whether to recruit. <>/Filter/FlateDecode/ID[<587A7234B4B3B2110A00A0BE87FCFE7F>]/Index[4662 29]/Info 4661 0 R/Length 94/Prev 308944/Root 4663 0 R/Size 4691/Type/XRef/W[1 3 1]>>stream 128 "Ernie owns a water pump. For this unit it is expected that learners will work in small groups. A more mundane business, like Aldi, offers more potential. unit 3: personal and business finance grade boundaries. Students also viewed Exam 10 October, questions and answers \text{Less: Accumulated depreciation} & \underline{(380,000)} & \underline{(190,000)}\\ Learners may resit an external assessment to obtain a higher grade of near pass or above. -Used frequently They will be able to predict probable consequences, identify faulty arguments or misrepresentations of information or data, compare information and data, provide reasonable alternatives, and evaluate and justify proposed solutions. \text{Current liabilities:} & \text{ } & \text{ }\\ \text{Retained earnings} & \underline{2,209,400} & \underline{2,044,400}\\ UNDERSTAND THE IMPORTANCE OF MANAGING PERSONAL FINANCE Role of money is affected and influenced by a number of factors: personal attitudes towards risk and reward, borrowing, spending and saving life stages (childhood, adolescence, young adult, middle age, old age), key features of each stage, financial needs and implications at each stage culture, including religious and ethical beliefs life events can vary the personal life cycle from individual to individual external influences/trends and the financial-related effects interest rates, cost of borrowing versus reward of saving. Displays a balanced evaluation demonstrating an awareness of The unit consolidates understanding and skills to enable the interpretation of data, and formulation of decisions and solutions to given complex business problems. Legislation that regulates working conditions and rules in the United States. How does Ernies producer surplus change? MARK SCHEME Duration: 1 hour and 30 minutes . The controlled conditions for this unit allow learners to: Learners must not have access to the Internet, email, or any other resources aside from their permitted notes. H@))@b"/EPl0\B8#" It should be a job realistic for someone following a National in Business, so a managerial position may be aspirational, but it isnt suitable. Grade boundaries are the minimum number of marks needed to achieve each grade. 3. \text{\_\_\_\_\_\_ 12.} Personal and business finance exam unit 3 watch this thread 5 years ago Personal and business finance exam unit 3 Show original post Scroll to see replies 1 2 3 4 5 Next Reply 20 5 years ago A ejscan EllieRoissetter I have made notes on the material which if learned can be easy to apply to questions. Learners notes must not include any attempt to pre-prepare marketing plans, budgets or timelines. Something like a school/college special event for other students to raise money for charity would be appropriate. Prevents overstating the vehicles value so would comply with would comply with accounting concepts, Give greater tax benefit in early years which would help grow the Claudia Bienias Gilbertson, Debra Gentene, Mark W Lehman, Donald E. Kieso, Jerry J. Weygandt, Terry D. Warfield, Daniel F Viele, David H Marshall, Wayne W McManus, Fundamentals of Financial Management, Concise Edition. BTEC Business unit 3 personal and business finance; watch this thread. Issue 3 April 2017 Pearson Education Limited 2015. endstream Evidence of application demonstrating linkages and Margin of safety = 60 - 40. \quad & \text{I. There are four externally assessed units and they are either of 90 or 120 GLH. Make you wealthy, The number of times interest is calculated against principle, The amount of money you owe someone or that you have saved. relevant information with a few gaps or omissions. Which is more important to budgeting: income or cash flows? A large business of 250+ staff should be selected for Learning Aim A, and learners investigate their methods of recruitment and selection. Finance exam 2017 (edited 4 years ago) 0. . BTEC Business Level 3 Unit 3 Exam A Kevin4031 All you need to know is the formulas and also you need to know how to do depreciation. Express each amount as a percentage of total assets for that year. 2 most common time frames for interest to be compounded? allows the business to plan finances / budget (1), Long-term source of finance (1) which allows the the notice period) if he wishes to, After two years can get more up-to-date machines if technology changes, Can budget for the cost of 1 000 per month as they know it should not Learners can use Part A for familiarization but are not permitted to make notes to take with them into Part B. Torecordthisperiodsdepreciationexpense.\begin{matrix} It works well if learners swap documents and apply for each others jobs: as well as preparing documents for the business recruiting someone, learners should also be the applicant, completing CV, covering letter and Application Form. 11 : 0 . In class example, twice as much because you are paying not only for the item you purchased but the right to borrow the money as well (interest). A. We want to see that the theory which youve taught is applied to the specific selected businesses. schemes. Explain what giving back and paying forward are and explain the difference between the two. \quad & \text{Interest Revenue} \ldots\ldots\ldots & \quad & \text{5,000}\\ 31489H - Unit 2: Developing A Marketing Campaign : 90 . This page will try and help you understand the assessment of our Level 3 (RQF) BTEC Nationals in Business. Indicative content reflects specific content-related points th at a learner might make. are minor. . 1847 0 obj <>stream M$ P| yI/$I/P JmX$) X=K$}* 7J-G oIg,D o|$*I M$=] G.Torecordthisperiodsuseofaprepaidexpense. 2. Raw mark scores can be downloaded by Exams Officers from Edexcel Online. Learning Aim E should use a named, selected business which is trading internationally, and looks at strategic and operational issues. <> which marks will be awarded and exempli fi cation may be limited. You can download the question papers, mark schemes and examiners' reports for each past exam series and taken together, these will give you the best insight into what is required in each unit. interrelationships between factors leading to a Unit results for BTEC National qualifications are reported on a 5 point grade scale: Distinction (D), Merit (M), Pass (P), Near Pass (N) and Unclassified (U). What is the formula for calculating simple interest? AS Business Book: Year 1 - Opportunities and Functions. They must show they understand why the business adheres to ethics and legislation, not just that there are laws to protect people. Section A contains questions on the personal finance unit content and approximately one-third of the marks, and Section B contains questions on the business finance unit content and approximately two-thirds of the marks. 1897 0 obj In this unit learners examine how businesses adapt their approaches to management in response to challenges in their environment. continue, Appropriate for a small company with cash flow issues, Short- term lease of two years means Mike can return the machine (after To do this, learners will have to use UK businesses, and this is recommended as it allows them to investigate finance/support and barriers, trade agreements. \text{Stockholders' equity:} & \text{ } & \text{ }\\ Waiting to buy something that you want until you can truly afford it. (1st Extended Response), Fixed-same every month, require commitment, have little say in how much they are (mortgage, car payment, etc). Measuring performance. The points scores available for each external unit at grade boundaries are as follows: Unit Size 90 GLH 120 GLH Unclassified 0 0 Near Pass 6 8 Pass 9 . Learners can use their time with Part A to annotate the research pack and to prepare up to two sides of A4 notes to take into the Part B supervised assessment. holistically. Points are awarded on a sliding scale between the grade boundaries based on the number of raw marks achieved by each learner. It is not necessary to have one for-profit and one not-for-profit business as required by the previous QCF qualification suite. 5 0 obj were: Training, 50%; Software, 30%; Repair Contracts, 15%; Hardware, 5%. Level 0 0 No rewardable material. Torecordthisperiodsuseofaprepaidexpense.D. Business enterprise Level 3 100% (1) 10. endobj HOMEWORK Unit 3 is an external examination worth 35% of your final qualification The exam is in May 2020 This is a essential part of the course success and marks in this unit will have a HUGE impact on your overall achievement in the course. A mark of 28 would therefore be a Merit. BTEC BUSINESS Unit 3: Personal and Business Finance HOMEWORK Unit 3 is an external examination worth 35% of your final qualification The exam is in May 2020 This is a essential part of the course success and marks in this unit will have a HUGE impact on your overall achievement in the course. endobj 4 0 obj A valid assignment will enable a clear and formal assessment outcome based on the assessment criteria. 1 0 obj You may prefer to write your own assignment briefs. }\\ @]2]!fki0;*|N rHs1/89wi4K@T'UXmXNNBy`Y@;D1m SA -Few fees INFORMATION GUIDANCE AND ADVICE Function, role and responsibilities, advantages and disadvantages of: Citizens Advice independent financial advisor (IFA) price comparison websites debt counsellors Individual Voluntary Arrangements (IVAs) bankruptcy. endobj Torecordthisperiodsdepreciationexpense. Pearson BTEC Level 3 Nationals in Business Unit 3 Final Sample Assessment Materials -Have various fees, -Investment 0 Pearson BTEC Level 3 Nationals in Business &ndash; Unit 3 &ndash; January 2020 &copy; Pearson Education Limited 2020 19 General marking guidance &bull; All learners must & \text{Depreciation Expense} \ldots\ldots\ldots & \text{4,000}\\ Christopher_RHEAD. they have evidenced each of the descriptor bullet points. These two videos provide a useful introduction to BTEC external assessment and how best to prepare learners for them. CONSUMER PROTECTION IN RELATION TO PERSONAL FINANCE Function, role and responsibilities of: Financial Conduct Authority (FCA) Financial Ombudsmen Service (FOS) Financial Services Compensation Scheme (FSCS) legislation consumer credit. 4 Award one mark for identification of an advantage to the consumer of using a Th 2016 OSCA materials include an example of learner work for Learning Aims B-E. As well as investigating ideas for an event, learners should consider actual big events theyve had experience of; they must consider the factors which these events have in common to make them successful to meet B.P3. conducting banking in ways other than face to face (1), Can get face to face which may be an advantage to some consumers They should produce a survey for delegates to analyse. Business btec Unit 3. D.M4 is not a comparison but an analysis - so detailed examination of different aspects and the relationship between the different factors. hmkAl)ag-$4!/z5SkI}i ;9uN(%Udm-+AhX(J(N+ZDO`ZlCq M\#E_ex)g0Lr^5rl0eIRYUuQuu)2FPhy{U]+}]Bga;+W$q.\m)GdKM/9Y`J~(UU\R%>>ofGn'[" #(tiQAxOk/XO1=RvfL^X ',X%z %PDF-1.5 % Stakeholders of each business should be similarly given equal consideration and their influence should be relevant to each business. They should also show they know how to use situational analysis techniques and apply to a business: PESTLE, SWOT, Porter's Five Forces and 5 C's. Part A introduces learners to the context and is released before the Part B is taken. Part B is a three-hour supervised assessment taken on the timetabled date set by Pearson. Specific Personal and Business Finance. Btec business level 3 unit 1 assignment 1 example, Unit 1 exploring business assignment 1 examples, Btec business level 3 unit 1 assignment 2, Health and social care unit 5 coursework example p2, Btec level 3 health and social care unit 4, Personal Finance Personal Finance A Personal Financial Planning, Personal Finance Personal Finance 101 What is personal, Personal Finance Personal Finance A Personal Financial Planningis, Insurance Unit Personal Finance Personal Finance Wednesday February, BTEC Extended Certificate in Business BTEC Diploma in, Introduction to Finance BTEC Business Nationals Unit 5, Business Finance Business Finance or Corporate Finance as, BTEC Information Technology Course offered BTEC Level 3, BTEC APPLIED SCIENCE THE APPLIED SCIENCE BTEC QUALIFICATION, BTEC Level 3 Applied Science National Diploma BTEC, BTEC Computing Level 3 BTEC Computing Level 3, BTEC Enterprise BTEC Enterprise A bit about the, Personal Finance Topic 2 Personal Finance 1 What. vary, At the end of the lease Mike will have to return the asset, Does not own the machine so does not improve the value of the business, Will face additional costs of 1500 if the business tries to end the lease Displays a well-developed and balanced discussion, unit 3: personal and business finance grade boundaries. stickman swing cool math; ufc gym plantation; how to send certified mail with return receipt; bronwydd house porth history \quad & \text{Interest Receivable } \ldots\ldots\ldots & \quad & \text{2,000}\\ Version: 1 Date: 01/10/15 . As with any role play, it is strongly recommended to record the interviews (audio or visually) for a number of reasons. unit 3: personal and business finance grade boundaries. early, Cost is 10 800* more than the loan over the five-year period (excluding Learning Aims B & C are both concerned with planning the event and this work should be done before the event is staged. GRADE BOUNDARIES (JULY 2019) UNIT 3 Personal and Business Finance DISTINCTIO N MERIT PASS 73 55 39 THEREFORE YOU ARE LOOKING AT GETTING 75 (meaning you can lose 25 marks ONLY! ), Commercial Law (Eric Baskind; Greg Osborne; Lee Roach), Tort Law Directions (Vera Bermingham; Carol Brennan), Principles of Anatomy and Physiology (Gerard J. Tortora; Bryan H. 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All marks on the mark scheme should be used appropri atel y. What is the difference between fixed/constant income and variable income? Meaning may be conveyed but in a non-specialist way; R efer to the guidance on the cover of this alternative response. thomassaunders00. Unit 11 Relationship Marketing Issue 2.pdf Here is the cost he incurs to produce each bottle of water: If the price rises to $6, how does quantity supplied change? 13. assertions rather than supported by evidence. endstream endstream 71 Table 3: Advantages and disadvantages of different types of borrowing. All these documents are required as a minimum. \text{D. To record receipt of an accrued revenue.} Identify three powers that Congress and the president share. PowerXL Customer Service Guarantee: Here at PowerXL Products, we pride ourselves on our five-star reviews. business of using a debenture as a source of income and one Logical reasoning evidenced throughout response which is clear and Part A introduces learners to the context and consists of a research pack released on the afternoon before the Part B is taken. View more University Ursuline College Course Bioethics (PH 260) Uploaded by sarah her Academic year2015/2016 Helpful? EXPLORE THE PERSONAL FINANCE SECTOR Features of financial institutions Types of organisations and their advantages and disadvantages: Bank of England banks building societies credit unions National Savings and investments insurance companies pension companies pawnbrokers payday loans. will need to recalculate the expense each year figure based The learners could produce powerpoint slides for their evidence, but slides are limiting so it's important they have notes view. %PDF-1.7 % always award full marks if deserved, i. if the answer matches the mark scheme. Different types of banks/ financial institutions? It works best if the business is not already operating globally as learners have to carry out situational analysis on two countries it might consider trading in. (You can use letters more than once. Different types of borrowing, features, advantages and disadvantages: overdraft personal loans hire purchase mortgages credit cards payday loans. For Learning Aim D, business markets are the focus: D.D3 requires an evaluation of how changes in the market have impacted on a business, and how this might affect the reaction of the business to future changes. Torecordanaccruedrevenue.G. \text{B. Margin of Safety. costs as the vehicles age. 4. SCORES AND GRADE POINTS TARGET ! business to plan (1), 10b Award three marks for the correct response of 20%. Learners could use one of the businesses used for Learning Aims A&B, or choose a different business altogether. 5 years ago. Prepare a vertical analysis of Fantasy Football's 2018 and 2017 balance sheets. Xaxie2000. Pearson BTEC Level 3 Nationals in Business - Unit 3 - January 2020 . \text{\_\_\_\_\_\_4.} For C.D2 learners need to make a judgement on how well the chosen business is affected by the environment in which it operates, and show they understand and can use a variety of situational analysis techniques. 2 0 obj 12 ; Merit 15 20 . Learners notes can include notes about the provided research. Raw marks from the external units are converted into points based on performance in the assessment. Torecordreceiptofanaccruedrevenue.E. lacking support. BaakliniC10019. Functions of money: unit of account means of exchange store of value legal tender. Because pumping large amounts of water is harder than pumping small amounts, the cost of producing a bottle of water rises as he pumps more. on the net book value at the end of the previous year, It is harder to work out what percentage to use to The materials already provided here will remain, along with lots of new revision resources. demonstrating a thorough grasp of competing Money you have earned (may or may not be physical). PESTLE is the situational analysis referred to in the unit content C1, so this is what learners should carry out on the two countries they have chosen for C.M3. h-eM{'0N:9 ,3,_ r4/v \`_B o+y7]b&Ym1i9{q. & \text{Insurance Expense} \ldots\ldots\ldots & \text{4,200}\\ MAXIMUM MARK 60. -salary: salary divided by pay periods The points scores available for each external unit at grade boundaries are as follows: Unit Size 90 GLH 120 GLH Unclassified 0 0 Near Pass 6 8 Pass 9 12 Merit 15 20 . Gives you security in case something happens Giving back is not always possible, but you can always pay forward, A corporation that invests money for individuals in portfolios managed by the corporation, Chapter 4: Schizophrenia Spectrum Disorders a, Earth Science Chapter 14 Section 1(Weathering, Totalliabilitiesandstockholdersequity. Gg. 3 0 obj 6 0 obj Key terms and definitions. Timely. MANAGING PERSONAL FINANCE Suitability of different financial products and services against individual needs. \quad & \text{Salaries Payable} \ldots\ldots\ldots & \quad & \text{6,000}\\ <>stream This also applies to organisation structure and aims and objectives. All marks on the marking grid should be used appropriately. \text{Inventory} & \text{$1,900,000$} & \text{$1,349,000$}\\ 120 . Demonstrates the use of logical reasoning, clarity, and Every business is potentially ripe for investigation, not just the iconic Apple which learners often use to extol the products rather than really get to the bottom of how its success can be linked to innovation and enterprise. TorecordthisperiodsearningofpriorunearnedrevenueF. Personal finance involves the understanding of why money is important and how managing money can help prevent future financial difficulties. \end{matrix} When a person decides to save money, the first thing they should do is _________________. (. A financial plan to effectively and efficiently use a person's limited resources. SCORES and Grade POINTS TARGET! In this pack you will find PowerPoints (with tasks including practice exam questions), templates and handouts. But, remember group evidence is not acceptable, and learners must produce their own, individual evidence of their contribution and participation. An assignment is set after the content of specific learning aims has been delivered. hb```,l@( Aryan_Dawar. 3. stream This unit gives an opportunity to teach learners about Brexit and the impact on trading internationally for UK businesses. IxP'Prd,E00 sgT31:/RcJ{Eg6i{ Ashridge, Level Mark Award up to 12 marks. wEleet+MHEp2!EtQFbp(]zDUVQF:zDr}U.XihBv)H~/dKo"H3E}r1HUUVPFQ.qFIO8#PFt*e)Z=SBg:kI D7$_)wmhz8[5 Organising an event on your own is tricky but a group of learners will be able to plan and run a sizable event which gives scope to achieve all the criteria. not worthy of credit according to the mark scheme. Different rows Prepare a horizontal analysis of Fantasy Football's 2018 balance sheet using 2017 as the base year. Discussion is partially developed, but will be imbalanced. The mark awarded within the band will be decided based on the quality of the answer understanding of relevant inf ormation; any gaps or omissions UNDERSTAND THE IMPORTANCE OF MANAGING PERSONAL FINANCE Functions and role of money The ability to handle money received, and to control money paid, is a fundamental requirement for personal and business success. minor. BTEC Business Level 3 Introduction - JCB Academy Units - Diploma Unit 1 - Exploring Business Unit 2 - Developing a Marketing Campaign Unit 3 - Personal & Business Finance Unit 4 - Managing an Event 7. rel ation to the assessment outcomes being targeted by the question. Evidences the weighing up of competing arguments/pros and If you buy the item instantly you would be happy for having it, but it is costly to pay for it in the future. Z,-lq}r Q Learning Aims C&D look at the external environment and the market in which a business operates.

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unit 3: personal and business finance grade boundaries