Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Under Other, select Transfer. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! 0000001798 00000 n 0000005348 00000 n JavaScript must be enabled to use this site.We're sorry for any inconvenience. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. There are three ways to replace lost or stolen myki cards: 1. No. You can manage your Adelaide metroCARD online by setting up an account. (by Issuer). No, you cannot transfer a balance from one Synchrony Bank credit card to another. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). If this occurs, you won't incur a duplicate fare. Your myki money or pass can then be transferred to a new smartcard. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. Any money on your card will be protected. To keep travelling with auto top up or Auto-load, youll need to set it up again. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Learner permit or driver test. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. A balance transfer lets you use a credit card to pay debt on another credit card. 0000002823 00000 n The card itself holds the balance, rather than a back office system telling the readers that the balance is available. Image what could have been done with a billion fucking dollars. What are the best business credit cards for cash back? I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. endobj If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. Contact us to request the transfer. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . 0000005683 00000 n I have had a myki card virtually since the start date. All myki smartcards expire after four years. The reason for that is because low interest rates for transfers are made to attract new customers. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. What to Do If You Cant Get a Student Credit Card? @john_miller 03/01/23 This answer was first published on 03/01/23. Update the app and try again. I called, they told me it couldn't be done and that I would need to fill out a form. I found that other card with $19.90 on it. 0000004863 00000 n A non-centralised database/processing unit. What is the best credit card for fair or average credit? It was in my wallet the whole time lol. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. There must be hundreds of thousands of Myki card balances in this situation, if not millions. You will need to provide identification to show that you are the registered myki card holder. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. Yes. Personal Credit Cards? Enter your cell phone number and well send you a link to install the WalletHub app. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Remember to top up with enough money to pay for your entire journey. To check if you're eligible to travel on a concession myki, see Concessions and free travel. Make sure you pick a card that accepts balance transfers and has advantageous rates. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. What if my card is lost or stolen? What is the best low interest credit card? Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. But yeah, a fair bit that is just backwards. <>stream I know there's nothing you can do. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. The system was delivered more than $500m over budget and behind schedule. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. What a frikkin waste of money! Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. Then he said he could order a replacement one to be posted to me. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. Here are some tips to save on fees and interest on a balance transfer. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. John Miller, Credit Cards Moderator. Whats the difference between a hard credit inquiry and a soft credit inquiry? hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M After all, I was going to pay more money as opposed to the concession rate. Children, seniors and concession go card holders travel at 50% of the normal adult fares. 184 0 obj 1. Auto top up and Auto-load cant be transferred to your new myki. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Legit all the way, touched on and everything. The costs of a balance transfer. -- Lee Huffman, credit card expert at BaldThoughts.com. %PDF-1.5 % Step 3: Review Card Offer Terms. 178 39 <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Find out how much to top up at Fares. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. Let's say you have $4,000 in credit card debt and transfer that balance to a . The cost would have been deducted from the balance at transfer. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Online at Public Transport Victoria website . Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. At this stage, these are the only card types available on Mobile myki. What is the best balance transfer credit card? This helps you to avoid late fees and penalty APRs on your existing accounts. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . New comments cannot be posted and votes cannot be cast. Tap the Add button . To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. I understand your frustration, especially when it's something that can be done quickly. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. This will allow you to deactivate your Mobile myki then reactivate it again. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. Unregistered vehicle permit. Im sure Myki could add this capability to their website if they cared to. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Check that NFC is enabled on your phone. Renew driver licence. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. No. and our Mobile myki will now be reactivated on your phone, with your account details the same as before. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. Save Big With Low-Rate Balance Transfers. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> Auto-load is the same as auto top up. A billion fucking dollars. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. How to Add Authorized Users & Employee Cards on a Business Credit Card? Card issuers often have balance transfer offers, sometimes with rates as low as 0%. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. 0 After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. You can only have your Mobile myki active on one device at a time. If the card is unregistered you cannot recover the myki money. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . I've got a new Myki in my Seniors package. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. Pay down this card's balance quickly to improve your credit. Any other travel benefit such as free weekend travel isn't available at this time. Please note, balance transfer is not instantaneous. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. You would break even only after a year. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. 182 0 obj I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. This resets the fare expiry and gives you more time to complete your journey. You will need to provide identification to show that you are the registered myki card holder. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. Balance transfers usually go through in five to seven days, although they may take longer. Go to Settings > Connected devices > NFC. I called customer service and was advised I needed to go in person to Flinders St station to do it. Your balance is protected from the time you tell us your myki is lost or stolen. 0000002274 00000 n What are Your Rights as a Credit Card Holder? But what if the amount is comparable to or less than the postage? You may also receive a letter confirming the balance transfer. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . Your original go card will be cancelled immediately and cannot be used for further travel. One may also ask,do pensioners get free train travel in . endobj I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. Here's where to find it: After logging in to your account, go to "Card Details.". Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. You'll need your 15-digit myki number to register. No. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. Know your existing credit card's interest rates, balances, and balance transfer limits. Simply allow 24 hours for travel and transactions to appear. The unused money remains on the card, losing value as fares increase over the years. Can You Pay Your Taxes With a Credit Card? Balance transfer fees may apply. How are Banks Adapting to Meet New Needs Because of Coronavirus? What are the best student credit cards for cash back? V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. Is it bad to do multiple balance transfers? Editorial and user-generated content is not provided, reviewed or endorsed by any company. That's a lot of free money for Myki, which customers are unlikely to ever claim. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. Nor does your card expire after 90 days of not getting used. 178 0 obj What kind of retarded system is this? If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. Do Not Sell or Share My Personal Information. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . Within the phone, go to Settings > System > About phone. What credit cards don't require a deposit? Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. <> I never bothered to do it. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Is it a Myki issue? Privacy Policy. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. Well block your myki and arrange a replacement myki. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? From a creditworthiness point of view, this number should be at 30% or lower. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. myki Pass Great if you travel often and on consecutive days. Wallethub doesnt charge for this service. If you're still travelling after 2 hours, you'll be charged a daily fare. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. A balance transfer does not happen automatically. 0000001429 00000 n New comments cannot be posted and votes cannot be cast. 3. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. They are good for people who use transport frequently. But is it possible to go to a ticket booth and have the person there do it? By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. 0000118233 00000 n If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. Mobile myki is different to an existing myki card. My Myki was due to expire after three years. It's shit like this which makes me happy and proud I have never used Myki in my life. When a Myki card is lost or . I searched everywhere. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. 0000004139 00000 n If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service.

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